Private medical insurance (PMI) gives you quick access to private facilities and treatments. Its purpose is to pay for hospital costs you may incur, at a private hospital of your choice. This could be anything from physiotherapy sessions, to major heart surgery. PMI also plays an important role in funding the early diagnosis of various conditions you might not even be aware of.

What you are buying is a rolling annual policy to cover you, or your family, or your business colleagues – or a mixture of all!I take the time to explain health insurance clearly. I can advise you on what’s best for your circumstances – individual, family or business – or all those!

No scripts, no call centres, no jargon. Just great customer service.Vitality offers private medical insurance, with great rewards for healthy living. Vitality’s health cover gives you fast access to virtual GPs, support for mental health and cancer cover. They also promise to pay for all treatment costs covered by your plan – without a price cap. That’s why it is 5 star rated by Defaqto and from as little as £35 per month, is great value too!

Vitality’s fantastic rewards package gives you access to Apple Watches, cinema tickets, weekly coffees, home movies, Amazon Prime, discounted gym memberships and so much more. Therefore you are getting really good value for money – getting something back even if you don’t need to make a claim.